How to Prepare for a Successful Move Abroad: Lessons from Panama Expats


Thinking of starting a new life overseas? 


Moving abroad is an exciting adventure but without the right preparation, it can quickly turn stressful.

Whether you're planning to relocate to Panama or anywhere else, expats who’ve made the move share one truth: preparation is everything.
Here’s how to plan a smooth, successful international move, based on real experiences from expats living in Panama.

1. Handle the Paperwork Early
Legal documents and residency requirements can take time.
Start preparing at least 6–12 months before your move.
✅ Research visa options: Panama offers various visas (Pensionado, Friendly Nations, Investor). Each has specific income or documentation requirements.
✅ Check your passport: Ensure it’s valid for at least 6 months beyond your travel date.
✅ Get official copies: Birth certificates, marriage certificates, diplomas, health records, and police checks may be needed — and must be apostilled.
✅ Consider legal help: Many Panama expats recommend working with a local immigration lawyer to avoid costly mistakes.
Tip: Don’t forget international health insurance and pet relocation rules if applicable.

2. Budget for the Unexpected
Cost of living can be lower — but surprises happen.
💰 Create a realistic monthly budget including rent, food, utilities, transportation, healthcare, and leisure.
💵 Factor in relocation costs: Flights, shipping, visa fees, and short-term accommodations can add up.
🔍 Track the currency exchange rate and open an international bank account if needed.
🏦 Panama’s “jubilado” program gives retirees discounts on many services — plan to take advantage of it if eligible.
Lesson from expats: Always have a buffer fund for at least 3–6 months of living expenses.

3. Adapt to the Language & Culture
Living abroad is more than logistics — it’s also emotional and social.
🗣️ Start learning Spanish early. Even basic conversational skills make a big difference in daily life.
📚 Use tools like Duolingo, Babbel, or a local tutor — or join language exchange groups.
🤝 Engage with both locals and expats to avoid isolation. Panama has active expat communities in Coronado, Boquete, and Bocas del Toro.
🧠 Keep an open mind. Cultural differences in punctuality, communication, and bureaucracy are real — flexibility is key.
Reality check: Integration takes time. Expats say the first 3–6 months are the most challenging — then it gets easier.

Final Tip: Try Before You Move
Not sure if Panama is the right fit for you?
Test the waters with a long-term stay at BnB El Litoral in Coronado — a peaceful expat-friendly location where you can explore daily life, meet other expats, and get familiar with your future environment.
📞 Contact us: +1 514 332 6416 (Canada) | +507 6570-3302 (Panama)
We’re happy to help you transition with confidence.